Finance & Funding for Founders Who Won’t Settle

You don’t need perfect traction, a polished pitch deck, or 10K followers to deserve capital. What you need is access, strategy, and belief—the rest is learnable. Start here.


We’ve curated 40+ accelerators, grants, loans, and capital programs so you can find the right fit—without the endless Googling. Because when you step into your power, you don’t just raise funds. You reshape industries.

Accelerator Programs

Launch Your Next Level

Accelerators aren’t just for tech giants. They’re launchpads that offer mentorship, funding, and a ready-made network—helping you skip years of trial and error. Pick one, apply, and get the momentum you deserve.

  • Google Latino Startup Accelerator

    The Google for Startups Accelerator: Latino Founders is a 10-week, equity-free accelerator program designed for Seed to Series A technology startups based in, or with significant operations in, Spanish-speaking Latin America. The program connects startups with the best of Google's products, people, and network, aiming to support technology innovators building with artificial intelligence (AI), machine learning (ML), and cloud services.


    Program Highlights

    • Duration: 10 weeks
    • Equity Requirement: None (equity-free)
    • Focus Areas: AI/ML technologies, cloud services

    Support Provided:

    • Access to Google's products and advanced technologies
    • Mentorship from Google experts
    • Networking opportunities within Google's vast network
    • Customized support to build better products

    Entry Criteria:

    • Demonstrating traction in the market Ideally between Seed and Series A funding stages
    • Building a scalable product or service
    • Targeting a significant total addressable market
    • Having a defensible growth model
    • Preferably leveraging technologies like machine learning and AI
    • CTO and/or technical team members must be committed to participating
    • Active engagement in all required program sessions

    Additional Information:

    • The accelerator runs one or two cohorts per year.
    • It's a collaboration between Google Developers and Centraal.
    • Participants benefit from resources that help them leverage AI/ML technologies effectively.

    This program serves as a valuable opportunity for Latino entrepreneurs to accelerate their startups by accessing Google's extensive resources and expertise, ultimately helping them scale their businesses and innovate within their industries.


    Apply
  • Amazon Impact Accelerator for Latino Founders

    The Amazon Web Services (AWS) Impact Accelerator Latino Founders Cohort is an initiative part of AWS's $30 million commitment to provide underrepresented founders with the resources, capital, and community support needed to level the startup playing field for minority entrepreneurs.


    The program is an eight-week program at AWS headquarters in Seattle and concludes with an investor pitching day in New York City, including participation in the Nasdaq Closing Bell Ceremony. 


    Each selected startup is paired with mentors and technical experts who will provide guidance throughout the program. Participants receive up to $225,000 in cash and AWS Activate credits, along with a curated training curriculum. Additional benefits include introductions to AWS leaders and teams, networking opportunities with potential investors, and ongoing advisory support. Founders also have the chance to build lasting relationships and partnerships with fellow entrepreneurs in the cohort.

    Apply
  • Target Forward Founders Accelerator

    The target forward founders accelerator program is for early-stage consumer goods business looking to grow. 


    This accelerator will match you with brand‑boosting opportunities, curated retail resources and educational events.

    Apply
  • Women in Tech Accelerator

    DivInc’s Women in Tech supports and amplifies women-led tech startups. We connect you to the mentors and resources you need to navigate the tech ecosystem and build a thriving company!


    Program Benefits: 

    • Receive $100,000 worth of resources to level up your tech stack and brand visibility propelling your startup to its next phase of growth.
    • Curriculum designed to accelerate your business knowledge and take your startup to the next level.
    • Access to perks & credits to help you save money on products and services you need to build, manage, and scale your startup.
    • Get one-on-one support from mentors and industry leaders who are passionate about helping you and your company succeed.
    Apply
  • Social Impact Tech Accelerator

    DivInc’s Social Impact Accelerator supported by Filecoin Foundation for the Decentralized Web (FFDW) supports startups led by BIPOC and women founders leveraging emerging technologies within the decentralized web and web3 to address issues of inequity in healthcare, education, food access, housing, accessibility for those with disabilities and racial injustice.


    Program Benefits: 

    • Receive $100,000 worth of resources to level up your tech stack and brand visibility propelling your startup to its next phase of growth.
    • Curriculum designed to accelerate your business knowledge and take your startup to the next level.
    • Access to perks & credits to help you save money on products and services you need to build, manage, and scale your startup.
    • Get one-on-one support from mentors and industry leaders who are passionate about helping you and your company succeed.


    Apply
  • LBAN Accelerator (Stanford)

    LBAN’s Startup Accelerator at Stanford will help startups establish business principles that accelerate growth and traction. This is a 9-week hybrid program. Participants will spend two weekends at the Stanford Graduate School of Business with Stanford faculty, engaged in lectures, workshops, networking, and opportunities to accelerate their growth and traction. In addition to the in-person time at Stanford, the accelerator includes 8 weeks of the online curriculum with a weekly live webinar every Wednesday.


    The accelerator is designed so that founders can continue running their business back at their office/home location while participating in this Stanford program with other Latino founders from around the country. Upon completion, the founder will receive a certificate from Stanford Executive Education. 

    Apply
  • Latino Founder Business Accelerator

    The Latino Founders Accelerator is an industry-agnostic program to support entrepreneurs in scaling their products, technology, and services. 


    Entrepreneurs with a business idea or an existing business participate in a 10-week accelerator program, where they learn business modeling, finance, and prototyping and get paired up with hand-selected mentors and resources to help them launch and scale their businesses.


    Founder Eligibility Requirements: 

    • Be 18 years of age or older
    • Have a business registered for at least a year
    • Have a majority ownership of an established business with traction
    Apply
  • Manos Accelerator

    Manos Accelerator focuses on scaling and growing latino and emerging founders startups. Manos does not take equity from its portfolio startups.


    Since its foundation in 2013 by Sylvia Flores, Manos has accelerated over 225 startups; and more than 30% of them have received funding. The virtual accelerator runs for 3 months, providing a curriculum with group mentoring via video conferencing and one-on-one meetings with experts in your industry. 


    Receive access to mentors from Google, Apple, Yahoo, Stanford University, and more. 


    Perks include:

    • Google Startup Cloud: $20,000 in Cloud and Firebase credit, access to Google engineers for office hours and in-depth 1:1 architecture reviews, and 24/7 technical support. 
    • Amazon Web Services: $10,000 in AWS Promotional Credit valid for 2 years and 1 year of Business Support.
    • ZenDesk: 6 months of Zendesk Suite and Zendesk Sales CRM at no cost. 
    • Brex: Credits Brex Premium, and 20,000 points with Brex Cash.
    Apply
  • Black & Latinx Tech Pre-Accelerator (Rutgers)

    The Black & Latix tech pre-accelerator program is an initiative held at Rutgers University Business School. This program is for tech co-founders interested in learning about product market fit, financial compensation models, developing technology roadmaps, accessing mentorship, and more. 


    You will be paired with a Black or Latinx founder  needing a tech co-founder to apply your learnings. At the end of the program, two tech co-founders will earn a $10K grant to invest in a start-up or advance their own business.

    Apply
  • IDEAInstitute

    IDEAinstitute is an idea-stage accelerator program that introduces innovative entrepreneurs and aspiring startup founders to the tools they need to turn an idea into a scalable venture. 


    Founders will walk away from the program with a plan to build a business following the Lean Startup Methodology and meet a community of like-minded founders along the way. This program is run in a hybrid format with each week’s session running virtually and with opportunities to engage in person in the final week. IDEAinstitute is led by Professor Felipe Massa, Ph.D.

    Apply
  • IDEAFuel

    IDEAfuel, supported by Regions Foundation, is a venture accelerator that supports select startups founded by Black, Indigenous, and other People of Color (BIPOC) with non-dilutive capital, 1:1 mentorship,  exclusive business resources, and more to help their startups succeed and scale. 


    Launched in 2021, The Idea Village piloted this program to continue its mission of uplifting and supporting BIPOC founders across the region. With the support of generous sponsors, IDEAfuel has already distributed nearly $100,000 of non-dilutive capital in the first year alone across multiple founders who participated in the program. 


    IDEAfuel is open to alumni of The Idea Village's early-stage accelerator, IDEAinstitute, or to founders who commit to participating in IDEAinstitute after being accepted into the program.

    Apply
  • Y Combinator

    Located in Silicon Valley, Y Combinator is one of the most renowned accelerator programs globally, offering startups an investment of $500,000 in exchange for 7% equity. Over a three-month period, participating companies receive intensive mentorship, resources, and access to a vast network of alumni and investors.


    Y Combinator has a successful record of supporting mega successful companies, making it a prized program for early-stage startups looking to scale rapidly.


    The acceptance rate is between 1.5%-2%.

    Apply Today
  • Techstars

    Located in Colorado, Techstars offers startups a boost with investments of up to $120,000 for a 6% equity stake through their three-month accelerator program. Entrepreneurs who join Techstars tap into a vast global network of mentors, investors, and alumni, providing invaluable guidance and connections. Techstars is all about helping startups refine their business models, stimulating growth, and achieving significant milestones in just a few months.

    Apply Today!
  • 500 Startups

    500 Global is a VC firm with $2.3 billion in AUM investing in globally ambitious founders building fast-growing technology companies. 


    Based in California, 500 Startups provides startups with $150,000 in funding for a 6% equity stake through their four-month accelerator program. Known for its diverse portfolio and expansive global network, the program offers invaluable mentorship, marketing expertise, and access to a wide range of investors.

    Apply Today!
  • MassChallenge

    Situated in Massachusetts, MassChallenge distinguishes itself by offering cash awards instead of taking equity from participating startups.   MassChallenge's three month program is highly competitive, giving startups access to a network of mentors, industry experts, and valuable resources - all without giving up any ownership of their company. MassChallenge supports early-stage entrepreneurs across various industries. 

    Apply Today!
  • SOSV

    Based in New Jersey, SOSV provides investments ranging from $150,000 to $200,000 with variable equity terms, depending on the specific program.   The accelerator programs run for three to six months, focusing on startups in the hardware, biotech, and sustainability field.   


     SOSV delivers hands-on support from a global network, assisting startups in scaling their businesses and leveraging the best resources out there, encouraging innovation.

    Apply Today!
  • Plug & Play Center

    Located in California, Plug and Play Tech Center offers investments between $50,000 and $250,000 for 1%-5% equity, depending on the startup's needs and stage. With variable program lengths, Plug and Play provides extensive resources, including mentorship, office space, and access to a vast network of corporate partners and investors.


     The accelerator specializes in various industries, including fintech, health, and mobility, helping startups connect with potential clients and partners to accelerate their growth.

    Apply Today!
  • Innovation Works

    Based in Pennsylvania, Innovation Works invests between $100,000 and $150,000 with variable equity terms, tailored to each startup's requirements. The program length varies, offering flexibility to accommodate the unique needs of different ventures.


     Innovation Works focuses on fostering local entrepreneurship by providing startups with funding, mentorship, and resources to drive innovation and economic growth within the region, supporting both budding and established tech hubs.


    To date, Innovation Works has: 

    • $130M+ invested. 
    • 761 companies financially supported.
    • 77 companies acquired. 
    • $3.54B follow on investment. 
    Apply Today!
  • Alchemist Accelerator

    Located in California, Alchemist Accelerator provides startups with a $25,000 investment with variable equity terms over a six-month program. Alchemist is dedicated to enterprise startups, offering in-depth mentorship, access to a network of industry leaders, and opportunities to connect with investors.


     The program emphasizes building robust business models and scaling operations, making it ideal for founders focused on B2B ventures and long-term growth.

    Apply Today!
  • StartX (Stanford)

    Based in California, StartX is affiliated with Stanford University and offers startups access to over $1 million in resources without taking any equity. The program length is variable, allowing startups to engage with the accelerator based on their specific growth needs.


     StartX provides a supportive community, mentorship from Stanford alumni, and access to cutting-edge research and technologies, fostering innovation and long-term success for its participants.


    Quick Stats: 

    • $40B+ valuation. 
    • $24M+ raised on average. 
    • 165 companies valued at over $100M. 
    • 18 companies valued at over $1B. 
    • 80 tenuerd Stanford professors.
    • 2,500+ founders. 
    Apply Today!
  • AngelPad

    With locations in California and NYC, AngelPad offers startups $120,000 in investment with variable equity terms through a three-month program. AngelPad is known for its intensive mentorship and hands-on approach, guiding founders through product development, market fit, and fundraising strategies.


     The accelerator boasts a strong network of alumni and investors, providing startups with the connections needed to accelerate their growth and secure further funding.

    Apply Today!

Grant Programs

Money That Fuels Your Mission—No Equity Lost

Grant programs can change the game for founders and entrepreneurs who’d rather focus on building than negotiating. These opportunities back your vision without taking a chunk of your company. It’s free money—go claim it.

  • The Antares REACH Grant Program

    Apply now for one of 150 spots in this 12-week business growth accelerator, where you’ll get access to expert-led sessions, education, mentorship, a peer support network, and so much more. Plus, if you are accepted into the program, you’ll also have the opportunity to be considered to receive a grant package of up to $20,000! 


    *Acceptance into the Boost Camp does not guarantee funding. 


    To be eligible, a small business owner must be:

    • An entrepreneur who is the leading executive (i.e. Founder and/or President, CEO, CFO, COO, or any such other similar title) of a business that meets the below business criteria; and
    • Eighteen (18) years of age or older (19 in AL and NE).

    To be eligible, a business must be:

    • A for-profit business with an established product or service that generated over $50,000 in revenue in 2023;
    • Majority (51%+) owned by an individual(s) who is from a historically underrepresented group, including by income, background, sexual orientation or identity, disability, as well as veterans and veteran family members; and
    • Located and registered in one of the fifty United States, the District of Columbia, or Puerto Rico.
    Apply
  • Legal Zoom Fast Break for Small Business Grant Program

    As the largest grant program for small business owners, Fast Break for Small Business offered $6 million in grant funding and services to small business owners and emerging entrepreneurs.


    The program assisted business owners with the tools and resources they need to start, run, and grow their businesses—the perfect play. This program supported both established and budding business ventures with the most significant distribution of funding for small business owners in recent years.


    To date, this grant program has given: 

    • $1.5 million in grants for small business owners.
    • $1.5 million in services for entrepreneurs starting their journeys.
    • Support to over 3,000+ small businesses.  

    Apply
  • Tory Burch Women of Color Grant Program

    The Tory Burch Women of Color Grant Program selects 75 women of color-owned businesses to receive $10,000 and $20,000 grants and access to education and community in partnership with the Fearless Fund.


    Criteria: 

    • Business must be at least 51% woman of color-owned;
    • For-profit business;
    • One to five years in business preferred;
    • Formed under United States law and operating in the United States;
    • Revenue generating (Minimum annual revenue of $100,000 strongly preferred);

    Benefits of the program: 

    • Grantees will receive grants of $10,000 or $20,000 towards business growth;
    • Grantees will also have access to a self-paced learning portal with educational resources from both partner organizations;
    • Small-group grantee networking (participation strongly encouraged).
    Apply
  • Comcast Rise Business Grant

    Comcast RISE was created in November 2020 to help small businesses hardest hit by COVID-19, from bakeries and barber shops to childcare centers and cleaning services, by providing the grants needed to survive and recover.


    The Comcast Rise grant provides small businesses with comprehensive packages that include business coaching sessions, education resources, a $5,000 monetary grant, creative production, media schedules, and technology makeovers.

    Apply
  • NASE Grants & Scholarships

    At the core of the NASE is the desire to help others in the self-employed community. To this end, one of the ways we give back to our community is through the NASE Growth Grants and NASE Dependent Scholarship programs.


    NASE Growth Grants - Need Capital For Your Business?


    Running your business gives you enough to think about every day, planning ahead and making improvements to your business can easily get put on the back burner. Apply for an NASE Growth Grant: four winners are chosen each quarter to be awarded up to $4,000 grant to support the growth of their business.

    Apply
  • Grants.gov

    Grants.gov is a central portal for finding and applying for federal grants for businesses, nonprofits, individuals, and higher education institutions. Businesses may be eligible for small business grants if they meet the size standards set by the U.S. Small Business Administration (SBA).


    Grants.gov centralizes more than 1,000 different grant programs across federal grant-making agencies, awarding more than $500 billion annually.

    Apply

Loan Programs

Smart Capital, Sustainable Growth

Loans might sound intimidating, but these programs are designed to help you build responsibly—on your own timeline. Think of it as a partnership, not a handout. Secure the funds you need to grow on your terms.

  • Accion Opportunity Fund Loans

    Accion Opportunity Fund is committed to advancing economic mobility for women and people of color who own small businesses and low-income communities through affordable financial services, knowledge resources, networks, and policy. Learn more about how our support for small business owners is helping minority-owned businesses to thrive.


    We offer loans for small business in a range of sizes¹ as well as educational resources, coaching, and support networks in English and Spanish. Our business lending options are tailored to meet the unique needs of small businesses, including ITIN-only borrowers.


    • Loan amounts: $5,000 - $250,000: Affordable capital, with transparent terms and no prepayment penalty.
    • Flexible rates starting at 8.49%: We can offer you different rates that vary based on which repayment plan you prefer.
    • Programs and Coaching: More than just loans for small business –– We also provide educational resources, coaching, and access to support networks


    Apply
  • Business & Industry Loan Guarantees

    USDA is making available up to $1 billion in loan guarantees to help rural businesses meet their working capital needs during the coronavirus pandemic. 


    Applications are accepted from lenders year-round.


    Who qualifies for these guaranteed loans? 

    • For-profit or non-profit businesses.
    • Cooperatives.
    • Federally-recognized Tribes.
    • Public bodies.
    • Individuals engaged or proposing to engage in a business.
    Apply
  • Camino Financial Loans Program

    Camino Financial term loans offer business owners credit solutions ranging from $10,000 to $50,000 with a 24-month payback period, fixed interest rates and no early prepayment penalties.


    To date, Camino Financial has achieved: 

    • $200,000,000+ of business loans funded
    • $109,000,000+ in incremental revenue for borrowers
    Apply
  • Accessity Loan Program

    Our mission at Accessity is to open doors of financial opportunity, primarily to entrepreneurs of color, women, and immigrant entrepreneurs so they can build prosperous businesses and livelihoods for themselves and their families, while also strengthening our communities.


    We provide flexible loans for small business owners like you.


    Our program can open doors for your business. Whether its access to capital, resources, or an entrepreneurial community, Accessity provides support for your business when you need it the most. Accessity specializes in working with business owners who want connection and funding to start or grow their business dreams.

    Apply
  • Meda x Fondo Adelante Loans

    BAY AREA SMALL BUSINESSES GROW WITH FONDO ADELANTE LOW-INTEREST LOANS


    MEDA’s community loan fund – Fondo Adelante – is a vehicle for MEDA to provide access to capital to small-business owners who cannot get a loan at a traditional bank.


    The service area includes the nine Bay Area counties: Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano and Sonoma.


    Fondo Adelante’s microlending program is offering loans of up to $100,000 to San Francisco small-business owners. All loan recipients will receive pre- and post-loan closing technical assistance from MEDA’s Business Development Program, offered in English and Spanish.

    Apply
  • LEDC Women's Business Loan Fund

    The Women’s Small Business Fund is available to women entrepreneurs through the Latino Economic Development Center.


    REQUIREMENTS

    • Businesses must be legally registered in DC, MD, VA or Puerto Rico
    • 51% women-owned 
    • Valid photo ID 
    • 3 months personal bank statements (business bank statements if available) 
    Apply

Capital & Fund Programs

Ready to Raise? Step Into the Room.

Sometimes you need more than a quick infusion of cash. These funds are here to invest in your vision for the long haul. It’s not just about money—it’s about doors opening, strategic mentorship, and long-term alignment.

  • IFW Latina Founders Fund

    We launched IFundWomen of Color in January 2020 because we firmly believe in supporting diverse, women-owned businesses.


    According to the 2019 State of Women-owned Businesses Report by American Express, Latinx & Hispanic women-owned businesses comprise 18% of all women-owned businesses in the U.S., and they are growing faster than the national average. Despite this, revenues of Latinx & Hispanic women-owned businesses are just 35% of the average of all women-owned businesses.


    Are you a Latinx & Hispanic women-owned business? Start a campaign on IFundWomen to be featured below and start raising money today.

    Apply
  • Black and Latino Angel Investment Fund

    We are a group of investors providing seed-stage capital to high-growth, next-economy start-ups owned by people of color. We bring diverse experiences as New Jersey-based entrepreneurs and successful small business owners, academic leaders, corporate representatives, and venture corporation founders. 


    The Black and Latino Angel Investment Fund was launched by and is operated by the Center for Urban Entrepreneurship and Economic Development (CUEED) at Rutgers University, a top-ranked, internationally-recognized research university; and receives financial support from the New Jersey Economic Development Council. 


    We welcome investment submissions from entrepreneurs, and corporate funders and accredited investors to invest in the fund.  

    Apply
  • Black Girl Ventures Pull Up & Pitch

    Our mission is to provide Black/Brown woman-identifying founders with access to community, capital, and capacity building in order to meet business milestones that lead to economic advancement through entrepreneurship. 


    Founded in 2016 by serial entrepreneur and computer scientist Shelly Bell, The Black Girl Ventures Foundation (BGV) addresses the unique challenges Black/Brown women face in accessing social and financial capital to grow their businesses. The BGV Style pitch competition is the largest pitch competition globally for Black/Brown women founders.


    About The Pitch Fund


    The BGV Pitch program flips the traditional pitch experience on its head: we coach entrepreneurs, host a live crowdfunded pitch competition, and connect you to community and professionals to support you on your journey. We democratize funding by allowing the audience to vote with their dollars using our Raisify platform for the founders whose pitch they favor. Each founder has 3 minutes to pitch, followed by a 2-minute Q&A with the audience.

    Apply
  • Lift Economy: Force For Good Fund

    The Force for Good Fund invests in women and people of color-owned,“Best for the World” B Corporations (i.e., companies that score in the top 10% of B Corps worldwide).

    Apply
  • Fundable

    Fundable is a crowdfunding platform that helps startup companies raise capital. It allows startups to present their ideas and solicit funding from a variety of sources. Fundable's team can also help entrepreneurs with writing business plans and pitching investors. 

    Apply
  • Kiva

    Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive. We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva’s work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment, and families can afford needed emergency care.

Not Sure Where to Start?

Top 5 Funding Options to Explore First

  1. A beginner-friendly grant
  2. An accelerator focused on your industry
  3. A small loan program with flexible terms
  4. One niche fund that prioritizes cultural diversity
  5. An upcoming application deadline you can’t afford to miss


Pro Tip: Set aside 20 minutes today to apply or bookmark deadlines. Funding isn’t out of reach; it just needs a plan.

Got a Funding Resource to Add?

We’re building this hub with you. If there’s an accelerator, grant, or fund you’ve found valuable—or one we overlooked—let us know. Let’s keep this resource growing for everyfounder and entrepreneur who wants in.